Secure

Your Future

Protecting Your Loved Ones with Reliable

Insurance Solutions. At

Roemer & Associates we focus on

Health and Life Insurance Solutions

that protect what matters the most.

Secure

Your Future

Protecting Your Loved Ones with Reliable

Insurance Solutions

Our Mission

It’s deeply important to my wife and I that every family has the right health and life insurance coverage — protection that’s essential to their financial security and overall well-being.

As an independent agent, my mission is to guide you through the insurance process from start to finish. Together, we’ll find the coverage that fits your unique needs, answer all your questions, and shop for monthly premiums that work best for your family’s budget.

Products

Insurance tailored to your needs.

Term Life Insurance

As a simple and affordable product, Term Life, is one of the best and most flexible options for you and your family to get life insurance coverage. Term Life offers the most bang for your buck when it comes to the amount of coverage you get vs the premiums you pay.

Health Insurance

Your health is your most valuable asset — and having the right coverage ensures you can protect it without financial stress.

We offer a full range of health insurance options, including Affordable Care Act (ACA) plans and Medicare coverage, designed to give you peace of mind at every stage of life.

Whether you’re an individual or a family looking for affordable coverage, or approaching retirement and exploring Medicare options, we’ll guide you through the process — helping you understand your benefits, compare plans, and choose the coverage that best fits your health needs and budget.

Final Expense Insurance

Ease the burden for those you love. Final Expense Insurance provides affordable, lifelong coverage to help your family manage funeral costs, medical bills, and other end-of-life expenses. It’s a simple way to ensure peace of mind — knowing your legacy is protected and your loved ones are cared for when it matters most.

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Annuities

Protect, grow, and preserve your retirement income. Our Annuities are designed to provide consistent, tax-advantaged growth and guaranteed income for life — helping you secure the future you’ve worked hard to build. Whether you’re planning ahead or already retired, we’ll help you design a plan that ensures confidence for years to come.

Universal Life Insurance

Flexible protection that grows with you. Our Universal Life Insurance combines lifelong coverage with the ability to adjust your premiums and benefits as your financial goals evolve. Enjoy the security of permanent insurance with the potential for cash value growth — giving you control, stability, and long-term financial confidence.

Whole Life Insurance

Build lifelong protection with lasting value. Our Whole Life Insurance offers permanent coverage that grows with you — combining guaranteed protection with a cash value that accumulates over time. It’s not just insurance; it’s a foundation for generational wealth and financial stability.

About

Hi, I’m Matthew Roemer — an Independant licensed Life and Health Insurance Agent driven by a passion to help families protect what matters most.

After my father was diagnosed with cancer, 15 years ago, and witnessing the passing of three of my grandparents in recent years, I’ve seen firsthand how important it is to have the right protection in place. My mission is to help individuals and families find affordable, reliable coverage that provides peace of mind when life takes the unexpected turn.

My wife and I are joyfully preparing to welcome our first child, a baby girl — and I find comfort knowing our family is protected. I want you to have that same peace of mind.

Remember, next year, next month, or even tomorrow may be too late. Let’s make sure your loved ones are covered today.

Testimonials

David H., Virginia Beach, VA

Matthew made the process of getting life insurance effortless. He took the time to explain every option clearly and helped us find a plan that truly protects my family without breaking the budget. I finally have peace of mind knowing my wife and kids are secure.

Thomas B., Norfolk, VA

I was nervous about rolling over my 401(k), but Matthew walked me through every step. He helped me understand annuities and how to create lifetime income. Now I know exactly where my money is going and I feel confident about my retirement for the first time

Jessica R., Chesapeake, VA

I’d been putting off finding better health coverage for years. Matthew not only found me a great plan but also explained how everything works in plain English. I’ve never felt more supported by an insurance professional

Frequently Asked Questions

Common Questions Answered for your convenience.

What types of insurance do you offer?

At Roemer & Associates, we provide customized solutions in life insurance, health coverage, and retirement annuities. Our goal is to help you protect your family, your income, and your future — all in one place.

How do I know which type of life insurance is right for me?

We start with a short consultation to understand your goals — whether that’s income replacement, mortgage protection, or long-term legacy planning. From there, we compare term life, whole life, and indexed universal life options to find the perfect balance between coverage and affordability.

Do I have to take a medical exam to get life insurance?

Not always. We work with multiple top-rated carriers, many of which offer no-exam or simplified-issue policies depending on your age, health, and coverage amount. During your consultation, we’ll help determine if a no-exam plan fits your needs.

What is an annuity and how does it work?

An annuity is a financial product designed to create guaranteed income for life. You invest a portion of your savings, and the annuity provides monthly payments during retirement. We specialize in fixed and indexed annuities, which protect your principal while allowing potential growth.

Can you help me with health insurance or Medicare?

Yes. Whether you need individual health coverage, family plans, or Medicare supplements, we’ll help you navigate the options and find a plan that fits your lifestyle and budget.

How do you get paid for your services?

Our consultations are completely free of charge. We’re compensated by the insurance carriers — never by you — so our priority is helping you find the best plan for your situation, not selling you a specific product.

This is Privacy Policy

Last Updated: [11/06/2025]

At Roemer & Associates, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide to us through our website, social media platforms, and online lead forms.

1. Information We Collect

We collect personal information that you voluntarily provide when you:

Request a quote or fill out a contact form

Respond to a Facebook or online advertisement

Communicate with us via phone, email, or text

The types of information we may collect include:

Full name

Email address

Phone number

Mailing address (if applicable)

Basic demographic information

Insurance interests and preferences

We do not collect payment details or sensitive medical information through our website or online forms.

2. How We Use Your Information

We use the information you provide to:

Contact you about insurance quotes and coverage options

Respond to your inquiries and provide customer support

Deliver marketing and educational materials related to our services

Improve our website, advertisements, and communication efforts

Comply with legal and regulatory obligations

We will never sell, rent, or trade your personal information to third parties.

3. Data Sharing

We may share your information only with:

Licensed insurance agents within Roemer & Associates

Insurance carriers or underwriters for quoting purposes

Service providers who help us manage marketing and communication systems (such as CRM platforms like GoHighLevel)

All third parties are required to keep your information secure and use it only for legitimate business purposes.

4. Data Security

We implement industry-standard security measures to protect your personal data from unauthorized access, disclosure, or alteration. However, no online transmission or storage system is 100% secure, and we cannot guarantee absolute protection.

5. Your Choices and Rights

You can:

Request access, correction, or deletion of your personal information

Opt out of receiving marketing emails or texts at any time

Withdraw consent to data processing where applicable

To exercise these rights, please contact us using the details below.

6. Cookies and Tracking Technologies

Our website may use cookies, pixels, or analytics tools (such as Google Analytics and Facebook Pixel) to improve user experience and advertising performance. You can disable cookies in your browser settings at any time.

7. Links to Other Websites

Our website may include links to third-party websites. We are not responsible for the content or privacy practices of any external sites.a Paragraph Font